Data Updated: February 09, 2026 at 09:49 PM
Analysis Period: 10 Years (Monthly Data)
Data Source: Yahoo Finance - Monthly Adjusted Close Prices
Model Portfolio Profiles
Cash
20.0%
Fixed Income
80.0%
Equity
0.0%
Alternatives
0.0%
Total
100.0%
Return 10 Yr
3.58%
Volatility (Annual Std Dev)
5.48%
Max Drawdown
-14.39%
Initial Value
$100.00
Final Value
$142.12
Cash
5.0%
Fixed Income
62.5%
Equity
22.5%
Alternatives
7.5%
Total
100.0%
Return 10 Yr
6.44%
Volatility (Annual Std Dev)
7.54%
Max Drawdown
-17.19%
Initial Value
$100.00
Final Value
$186.63
Cash
5.0%
Fixed Income
40.0%
Equity
40.0%
Alternatives
11.2%
Total
100.0%
Return 10 Yr
8.37%
Volatility (Annual Std Dev)
8.77%
Max Drawdown
-17.99%
Initial Value
$100.00
Final Value
$223.50
Cash
0.0%
Fixed Income
20.0%
Equity
65.0%
Alternatives
11.2%
Total
100.0%
Return 10 Yr
10.96%
Volatility (Annual Std Dev)
11.18%
Max Drawdown
-20.83%
Initial Value
$100.00
Final Value
$283.03
Cash
0.0%
Fixed Income
10.0%
Equity
85.0%
Alternatives
3.8%
Total
100.0%
Return 10 Yr
12.60%
Volatility (Annual Std Dev)
13.13%
Max Drawdown
-23.28%
Initial Value
$100.00
Final Value
$327.66
Portfolio Comparison
Conservative Income
Annualized Return
3.58%
Volatility (Annual Std Dev)
5.48%
Max Drawdown
-14.39%
Recovery Time
23 months
Best Month (November 2023)
4.45%
Worst Month (March 2020)
-6.66%
Positive Months
65.8%
Final Value ($100)
$142.12
Conservative Balanced
Annualized Return
6.44%
Volatility (Annual Std Dev)
7.54%
Max Drawdown
-17.19%
Recovery Time
18 months
Best Month (April 2020)
5.91%
Worst Month (March 2020)
-8.70%
Positive Months
70.0%
Final Value ($100)
$186.63
Balanced
Annualized Return
8.37%
Volatility (Annual Std Dev)
8.77%
Max Drawdown
-17.99%
Recovery Time
15 months
Best Month (April 2020)
7.07%
Worst Month (March 2020)
-9.42%
Positive Months
70.8%
Final Value ($100)
$223.50
Growth
Annualized Return
10.96%
Volatility (Annual Std Dev)
11.18%
Max Drawdown
-20.83%
Recovery Time
15 months
Best Month (April 2020)
9.01%
Worst Month (March 2020)
-11.27%
Positive Months
70.8%
Final Value ($100)
$283.03
Aggressive Growth
Annualized Return
12.60%
Volatility (Annual Std Dev)
13.13%
Max Drawdown
-23.28%
Recovery Time
15 months
Best Month (April 2020)
10.42%
Worst Month (March 2020)
-12.93%
Positive Months
70.8%
Final Value ($100)
$327.66